Building a new home in the picturesque city of Bend, Oregon, is an exciting and rewarding journey; however, it can also be an overwhelming process. To navigate this journey successfully, you need a comprehensive checklist to guide you through the essential steps and ensure you stay organized, informed, and focused. That's where our go-to checklist for new home construction in Bend, Oregon, comes in.

From finding the perfect location and securing financing to selecting a builder and designing your dream custom home, our ultimate guide will provide you with useful, actionable, and time-tested tips. Whether you're new to the home construction journey or simply want a refresher on the essentials, this checklist will help you stay on track, maximize your resources, and bring your vision of a beautiful, new home in Bend, Oregon, to life.

1. Establish Your Budget and Secure Financing

The first step in planning your new home construction project in Bend, Oregon, is establishing a realistic budget. It is essential to consider land acquisition costs, construction expenses, permits and fees, and potential upgrades and unforeseen expenses. To avoid financial strain, consider working with a financial advisor or mortgage specialist to determine your borrowing capacity and select a suitable financing option. Some popular options include:

• Construction-to-Permanent Loan: This loan provides funds for the construction phase and automatically converts to a mortgage once your home is completed, streamlining the financing process. Learn more about construction-to-permanent loans.
• Stand-Alone Construction Loan: With this loan, you'll secure separate financing for construction and mortgage, allowing flexibility and the opportunity to shop for competitive mortgage rates after construction. Understand the basics of standalone construction loans.

2. Select the Ideal Location

Finding the perfect location for your new home in Bend, Oregon, is crucial. Research the area's neighborhoods, schools, and amenities to ensure the location aligns with your lifestyle and needs. Some factors to consider while selecting a location are:

• Accessibility: Consider proximity to work, schools, shopping centers, healthcare facilities, outdoor recreational areas, and any other points of interest.
• Future Growth Prospects: Examine the potential for future developments in the area, which could influence home value, accessibility, and the neighborhood's character.
• Community Lifestyle: Research local demographics, crime rates, and neighborhood associations to ensure the community reflects your values and lifestyle preferences.

3. Choose a Reputable Local Home Builder

The success of your new home construction project relies heavily on your choice of builder. Partnering with a reputable, experienced local builder will help ensure a smooth process, minimize unexpected complications, and turn your vision into reality. Some steps to find the perfect builder are:

• Research Builder Portfolios: Examine builders' project portfolios to identify their styles, experience, and quality of work.
• Check References and Reviews: Ask for references from previous clients and read online reviews to gauge the builder's reputation and customer satisfaction.
• Schedule a Consultation: Schedule a meeting to discuss your project, ask questions, and gain a feel for the builder's communication style, knowledge, and customer support.

4. Design and Customize Your New Home

Now that you have secured your financing, location, and builder, it's time to focus on the design and customization of your new home. This phase will include critical decisions that impact the functionality, aesthetics, and value of your home. Consider the following steps:

• Create a "Wish List": List features and design elements you would like incorporated into your new home, such as room layouts, materials, and amenities.
• Plan for Future Needs: Consider potential changes in your household, such as having children, accommodating elderly family members, or adding a home office, when creating your home design.
• Prioritize Energy Efficiency: Plan for energy-efficient construction methods, appliances, lighting, and insulation to reduce energy consumption and save on utility bills. Explore energy-efficient design tips from Energy Star.

5. Obtain Necessary Permits and Inspections

Coordinating permits and inspections with local authorities is an essential step in the home construction process to ensure compliance with building codes and regulations. Your builder typically manages this process, but it's good to be aware of the steps involved:



• Construction Permit: Your builder must submit an application and site plans to the local building department in Bend, Oregon, click here for the City of Bend's building permit application.
• Inspections: During various stages of construction, inspectors from the local building department will visit your site to ensure compliance with building codes and regulations.
• Certificate of Occupancy: Once construction is complete, and final inspections have been passed, the building department will issue a Certificate of Occupancy, allowing you to move into your new home.

Take the First Step Towards Your Dream Home in Bend, Oregon

Successfully navigating your new home construction journey involves careful planning, organization, and the guidance of experienced professionals. By following this comprehensive checklist, you'll stay focused on your goals and move closer to making your dream home in Bend, Oregon, a reality.

If you're eager to embark on the exciting adventure of new home construction in Bend, Oregon, contact Mountain High Builders today. Our seasoned team of experts is ready to assist you in every phase of the construction process, from design to completion. Trust our expertise, craftsmanship, and dedication as we work together to create the perfect home in the beautiful city of Bend, tailored to your unique vision and lifestyle.